When you roll a 5 in the game, you may steal a card from someone. This is described by the term "scammer". You could also use other terms here, such as thief, criminal or state. Yes, you read correctly. There are also states that want to get their hands on the bitcoins of their citizens or want to prohibit them from operating Bitcoin miners or even try to ban the use of Bitcoin, be it as a method of payment or as a method of saving. Generally, such states are ruled by authoritarian regimes. Their governments can maintain their power over citizens mainly because they control the money. If more and more people use Bitcoin, authoritarian and dictatorial rulers will have a much harder time staying in power. Because Bitcoin cannot be controlled, cannot be censored and cannot be dominated.
If you are chosen by a scammer in the game, you can protect yourself by playing a protection card. This is not only true in the game, you will also need these three elements in real life.
For example, if you have your bitcoins on an exchange, you have no control over your bitcoins. You don't own them! Only when you send them to your own hardware wallet do you own them. A full node can increase your privacy. Similarly, using Lightning is good for your privacy and also very convenient for fast and cheap transactions.
So it is important to use a hardware wallet, advisable to run a full node yourself and also advisable and beneficial to use Lightning.
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